Can your bank freeze your account without first obtaining a court order? This #Casefiles entry examines Ecobank Nigeria Ltd v. Osunde Ehirement Clement, the Court of Appeal decision that reshaped Nigerian banking law on account restrictions, fraud prevention, and compliance powers.

Can a bank be blamed for sending your money too quickly or for refusing to send it at all? This piece explores the Quincecare duty, the legal principle requiring banks to act on suspicious transactions, and the difficult balance between protecting customers and interfering with their financial autonomy.