Nigeria’s proposed Fintech Regulatory Commission promises coordination in a rapidly evolving sector, but does creating another regulator solve fragmentation or simply multiply it? This piece examines the Bill’s legal architecture and explores the risks of overlapping mandates, regulatory duplication, and increased compliance burdens.

Can your bank freeze your account without first obtaining a court order? This #Casefiles entry examines Ecobank Nigeria Ltd v. Osunde Ehirement Clement, the Court of Appeal decision that reshaped Nigerian banking law on account restrictions, fraud prevention, and compliance powers.

Nigeria’s digital asset industry has entered a new regulatory era. This practical guide explains how the Nigeria Tax Administration Act 2025 applies to cryptocurrencies, NFTs, staking rewards, and Virtual Asset Service Providers, breaking down the compliance obligations, reporting requirements, and enforcement powers that now shape the sector.

Can a bank be blamed for sending your money too quickly or for refusing to send it at all? This piece explores the Quincecare duty, the legal principle requiring banks to act on suspicious transactions, and the difficult balance between protecting customers and interfering with their financial autonomy.