Nigeria’s proposed Fintech Regulatory Commission promises coordination in a rapidly evolving sector, but does creating another regulator solve fragmentation or simply multiply it? This piece examines the Bill’s legal architecture and explores the risks of overlapping mandates, regulatory duplication, and increased compliance burdens.

Why could imported goods suddenly become more expensive in Nigeria? This piece examines the controversy surrounding the 4% FOB levy, Customs valuation practices, and how administrative discretion can quietly reshape the true cost of importation for businesses and consumers alike.